Tree Service Questions from McKinney Homeowners

Straight answers on permits, prices, timing and storm damage for McKinney homeowners.

Here are straight answers to the questions McKinney homeowners ask us most about tree trimming, removal, permits, cost and storm damage. Each answer stands on its own.

Do I need a permit to cut down a tree in McKinney? Often, yes. The City protects species on its Quality Tree List from 6 to 41 inches across, and every tree 42 inches or bigger. The permit fee for an existing home lot is $0, but replacement trees may be required. Details are in our tree permit guide.

How much does it cost to remove a tree in McKinney? Angi puts the Dallas-area average at $773, with most jobs between $206 and $2,062 (August 2026). Height, access and what's under the tree drive the price. See our cost guide.

How much does stump grinding cost? Angi's Dallas data puts stump removal at about $295 on average, with most jobs from $168 to $470 (September 2026). Several stumps in one visit usually cost less per stump.

What's the best time of year to trim trees? Late fall through winter, while most trees are dormant. Oaks are different: the Texas A&M Forest Service advises against pruning oaks from February through June because of oak wilt.

Why can't oaks be pruned in spring? From February through June, the beetles that spread oak wilt are active and are drawn to fresh cuts. The Texas A&M Forest Service recommends painting any oak cut right away. We don't cut oaks in that window except for dangerous limbs.

Should I top my crape myrtle? No. Texas A&M AgriLife says topping delays blooms and creates weak limbs. Most crape myrtles only need suckers and rubbing branches removed. See our crape myrtle guide.

A tree fell on my house. What do I do first? Get everyone clear, stay away from downed wires, and call Oncor and 911 if a line is down. Take photos for your insurance company. Then call us at (214) 217-9699.

Does insurance pay for tree removal? Sometimes, usually when a tree falls on a covered structure like your house. Your policy decides it. Call your insurance company. We're not insurance agents.

Can I get free tree removal as a senior? We don't run a free program. Some cities, churches and nonprofits help seniors with yard and tree work, so it's worth calling the City of McKinney or local senior services to ask what's available.

Do you haul everything away? Yes. Haul-off and yard cleanup are included on every job, unless you want to keep the wood. Don't move oak firewood off your property, since it can spread oak wilt.

How deep do you grind stumps? About 4 to 6 inches below the surface, so you can cover it with soil and grass. Deeper on request.

Do I need to be home during the work? No. As long as we can get into the yard (gate unlocked, pets inside), you don't need to be home for the quote or the work. We'll call to go over the quote and send you photos when the job is done.

Still have a question? Call (214) 217-9699.

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